In The NewsInnovation

HarborOne Mortgage Joins Forces With Calque To Launch Innovative Buy Before You Sell Solutions

HarborOne Mortgage, a mortgage provider serving the Northeast since 1983, has partnered with Calque to offer its borrowers cost-effective ‘buy before you sell’ solutions like The Trade-In Mortgage and the Contingency Buster. These innovative loan options allow homeowners to purchase a new property without needing to sell their existing property first.

HarborOne Mortgage delivers exceptional mortgage solutions tailored to each homeowner’s unique needs. The Trade-In Mortgage empowers HarborOne borrowers to tap their equity to make a bigger down payment or pay off debt. Suppose a borrower does not need to tap their equity. In that case, the Contingency Buster is a faster, more affordable ‘buy before you sell’ solution, which is perfect for homeowners on a budget.  With both of these products, HarborOne borrowers can take advantage of Calque’s guaranteed backup offer, enabling them to more easily qualify for their next home, and make non-contingent bids that are as competitive as cash offers, increasing their chances of securing the property they desire.

In a competitive housing market characterized by rising home prices, many homeowners struggle to win with contingent offers when competing against cash offers from investors and large entities. In collaboration with Calque, HarborOne Mortgage offers solutions that empower everyday homebuyers to compete against other buyers with non-contingent offers.

“Calque’s product solutions, combined with HarborOne’s extensive menu of programs, will provide our clients and Loan Officers with new advantages in our very challenging real estate markets,” Chris Urick, VP Regional Sales Manager. “A non-contingent offer solution will give buyers advantages in creating more attractive offers for sellers and allow our real estate partners to secure more contracts. This partnership will also enable us to motivate other homeowners who may not move today due to the burden of qualifying with two housing payments. Calque’s products will allow them to enter the market and open higher price points. We are excited about the partnership and the opportunities it will create.”

“HarborOne Mortgage is recognized as one of the best lenders in the Northeast. With their unwavering commitment to client satisfaction, they are a perfect partner for Calque,” said Michael Bremer, CEO of Calque. “The Trade-In Mortgage streamlines the purchasing process, giving buyers a significant advantage in competitive markets.”