Halcyon Now Provides Import Capability For Fannie Mae’s Income Calculator Powered By IRS Transcripts
Halcyon, a provider of mortgage and income verification technology, has completed an integration to provide import capability for Fannie Mae’s Income Calculator using tax transcript data, integrated into the Halcyon Income Analyzer platform.
This solution allows lenders to calculate qualifying income using verified IRS transcript data—automatically, consistently, and with precision. Most importantly, these calculations are eligible for rep and warrant relief from Fannie Mae, empowering lenders to originate loans with enhanced confidence and reduced risk.
Fannie Mae’s Income Calculator will be embedded into Halcyon’s interface, creating a seamless experience for underwriters and processors. Leveraging real-time IRS data, Halcyon’s Income Analyzer eliminates manual entry errors, ensures guideline consistency, and accelerates underwriting—all while meeting the stringent requirements for GSE income calculation of income from self-employment, business ownership and rental property.
“This is a watershed moment for the mortgage industry,” said Kirk Donaldson, CEO of Halcyon. “For the first time ever, verified income data from the IRS can be submitted to Fannie Mae for automated calculation—delivering speed, certainty, and compliance in a single workflow. This isn’t just another tool; it’s a complete shift in how complex income is calculated, and we’re honored to be one of the firsts vendors to market with this capability.”
The launch builds on Halcyon’s broader mission to simplify and modernize income verification, offering end-to-end solutions that support both wage earners and self-employed borrowers. Combined with Halcyon’s flagship product Tax Wallet, lenders can now obtain accurate income calculations in minutes.
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