AVM AdvancesIn The News

Class Valuation Launches A Smarter Way To De-Risk Appraisal Data

Class Valuation, a real estate appraisal management company (AMC), has launched Class Valuation Analysis (CVA), a next-generation appraisal review solution engineered to bring greater transparency, compliance and confidence to residential property valuations.

CVA delivers a comprehensive review of original appraisal reports that complies with the Uniform Standards of Professional Appraisal Practice (USPAP). Each review is conducted by a licensed appraiser who analyzes the original report, leverages analyst-assisted automated valuation model (AVM) tools, and provides supplemental comparables or revised valuations as needed. As the largest valuation provider in the nation, Class Valuation is committed to delivering best-in-class, customized solutions that meet the evolving needs of its partners. CVA was developed to provide capital market and lender clients with a direct, trusted source for appraisal reviews, eliminating the need to rely on third-party vendors.

“In today’s market, uncertainty is expensive, and lenders can’t afford to second-guess their valuation data,” said John Fraas, CEO of Class Valuation. “Class Valuation Analysis delivers what our partners need most—clarity, confidence and compliance—especially when making high-stakes trading decisions tied to mortgage servicing rights. By combining licensed expertise, AVM-backed analysis and actionable reporting, CVA helps our clients validate collateral quality and mitigate risk across the loan lifecycle.”

Lenders can use CVA at multiple stages of the loan lifecycle, including forensic appraisal reviews, internal control audits, construction validation and even for GSE post-board evaluations. With rapid turnaround times, detailed compliance checks and supplemental comparables where needed, CVA ensures that each report not only holds up under scrutiny but actively strengthens decision-making processes.

Each CVA review includes:

  • A risk-based appraisal assessment by a licensed appraiser
  • Validation of comparables, adjustments and disclosures
  • Optional revised valuation or supplemental comparables
  • A clear, actionable report to support the next steps in lending

CVA is Rating Agency Accepted, which meets the due diligence and appraisal review standards expected by leading credit rating agencies. This designation gives lenders confidence that each review aligns with the requirements of secondary market participants and institutional investors.