Process Improvement Column: Use Your LOS To The Max
Blue Sage Solutions, a provider of cloud-based digital lending technology, announced that First Community Mortgage (FCM), a wholly owned subsidiary of First Community Bank of Tennessee, has expanded its use of the Blue Sage Digital Lending Platform to include both its traditional and non-delegated wholesale lending channels, which operate under the brand name A Mortgage Boutique (AMB). This strategic move builds upon FCM’s successful deployment of the Blue Sage digital lending platform for retail loan production, which went live in late 2023.
Headquartered in Murfreesboro, Tennessee, FCM operates 43 locations across the country and originated more than $3 billion in loans in 2024 across its wholesale and retail divisions. FCM selected Blue Sage’s platform to drive growth, streamline operations, and enhance the experience for borrowers, loan originators, and broker partners.
With this expansion, FCM can now provide its wholesale partners with the same modern digital tools and automation that have transformed its retail operations.
“Blue Sage has played a pivotal role in modernizing our retail operations, delivering measurable gains in speed, accuracy, and borrower experience,” said Andrew Badstubner, Chief Information Officer at First Community Mortgage. “Expanding the platform to our wholesale division enables us to deliver those same advantages to our broker partners—faster turn times, real-time data visibility, and a more streamlined lending experience. This move strengthens our tech foundation across channels and reflects our commitment to equipping brokers with the tools they need to compete and win in today’s market.”
The Blue Sage Digital Lending Platform is the industry’s only cloud-based, end-to-end digital lending platform built from the ground up to support all channels—retail, wholesale, correspondent and direct-to-consumer. With built-in compliance, dynamic workflow automation and real-time data integrations, the platform empowers lenders to streamline operations, reduce costs and scale with confidence.
“First Community Mortgage continues to be an innovative and forward-thinking mortgage provider and a great partner to Blue Sage,” said Carmine Cacciavillani, president and founder of Blue Sage. “We’re honored to support their continued growth by powering both retail and wholesale channels with a single, unified platform. This expansion underscores the growing demand for digital lending solutions that are adaptable, scalable and designed for long-term success in all origination models.”

Tony Garritano is the founder at PROGRESS in Lending Association. As a speaker Tony has worked hard to inform executives about how technology should be a tool used to further business objectives. For over 20 years he has worked as a journalist, researcher and speaker in the mortgage technology space. Starting PROGRESS in Lending Association was the next step for someone like Tony, who has dedicated his entire career to providing mortgage executives with the information that they need to make informed technology decisions to help their businesses succeed.