AD Mortgage Strengthens Jumbo Offering With New AD Power Jumbo Program
AD Mortgage announced the upcoming launch of AD Power Jumbo, a new unified jumbo mortgage program designed for qualified borrowers who don’t fit traditional bank guidelines. The program consolidates and replaces the existing Prime Jumbo Blue and Prime Jumbo Red products, offering improved terms, higher loan limits, and enhanced flexibility, all in a single product. AD Power Jumbo is now available.
Crafted for the Jumbo-Ready, but still Bank-Declined borrower, the program serves clients with steady income, 660+ FICO, and 10–15% down who are often turned away by banks due to elevated DTI, thin credit files, or limited down payment.
“AD Power Jumbo is our response to a market that’s hungry for flexibility without compromise,” said Max Slyusarchuk, CEO of AD Mortgage. “By consolidating our jumbo offerings into one powerful program, we’re giving our partners and their clients a cleaner, smarter solution.”
The AD Power Jumbo program empowers brokers and borrowers with several standout features:
- Large Loan Limits – Up to $5,000,000: Supports high-net-worth borrowers in coastal and luxury markets with a single, straightforward loan; no layered financing required.
- Unlimited Cash-Out: Provides affluent homeowners full access to their equity for investments, business needs, debt consolidation, or other property purchases.
- ARM Options with 5/6, 7/6 and 10/6 Terms: Gives borrowers a greater rate flexibility and optimization, ideal for those planning to sell or refinance within the fixed-rate period.
- High CLTV (Up to 89.99%), Mid-Range FICO Starting at 660, and DTI up to 50%: Expands access for buyers with strong income but nuanced credit or cash positions.
- Approved AD Mortgage partners can begin offering the AD Power Jumbo program to borrowers starting December 22, 2025, through the AIM Partner Portal.
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