Government Affairs

The Community Home Lenders of America (CHLA) released an Addendum to their 2024 White Paper on Mortgage Credit Score Markets and Pricing that expresses concerns about proposals to create a single credit bureau pull model.

The Community Home Lenders of America (CHLA) sent a letter to the House Veterans Affairs Committee, on the eve of a committee markup of H.R. 6047 – opposing proposed VA mortgage fee hikes proposed in the bill as an offset to fund other veterans benefits.

The Consumer Financial Protection Bureau (CFPB) recently announced five final rules that adjust certain dollar thresholds used in Regulations M, V, and Z. These adjustments were effective yesterday.

MBA’s President and CEO Bob Broeksmit, CMB, issued the following statement regarding the Federal Housing Administration (FHA) release of its annual report to Congress:

MBA’s President and CEO Bob Broeksmit, CMB, released the following statement after the House Financial Services Committee’s markup and advancement of the Housing for the 21st Century Act and a bill that extends authorization of the National Flood Insurance Program (NFIP):

The Community Home Lenders of America (CHLA) issued the following statement in response to the CFPB finalizing the rescission of rules that had established burdensome registration requirements on independent mortgage banks (IMBS) that were unnecessary and redundant with other existing requirements:

The Community Home Lenders of America (CHLA) is applauding reports showing that Fannie Mae and Freddie Mac are doing their part to help bring down mortgage rates by increasing their mortgage portfolios to support market liquidity.

The Community Home Lenders of America (CHLA) has joined with the Independent Community Bankers of America (ICBA) in asking U.S. Treasury Secretary Scott Bessent and Federal Housing Finance Agency Director Pulte to allow Fannie Mae and Freddie Mac to reduce mortgage rates by buying Mortgage-Backed Securities (MBS) issued by the GSEs and Ginnie Mae.

The Community Home Lenders of America (CHLA) and the Community Associations Institute (CAI) jointly called on the Trump Administration to allow the Federal Housing Administration (FHA) to insure loans on condominiums in projects that have been approved by Fannie Mae or Freddie Mac, but have not yet gained approval by FHA.

MBA’s President and CEO Bob Broeksmit, CMB, released the following statement on the Senate’s passage of the VA Home Loan Program Reform Act (H.R. 1815) by unanimous consent: