Industry Trends

AD Mortgage released the results of its 2026 survey, Conventional Lending Heading Into 2027. Based on responses from more than 250 mortgage professionals, the study offers a look at how Conventional lending has changed since 2023 and where brokers expect it to go next. Responses show an even split: 30.5% said Conventional had grown as a share of their business, and the same share said it had declined.

The market is challenging right now and most are predicting more of the same next year. The MBA said that by loan count, total mortgage origination volume is expected to decrease by 5.6 percent to 5.0 million loans in 2027 from the 5.3 million loans expected in 2026. But despite these trends, there is hope.

Intercontinental Exchange, Inc. (NYSE: ICE) released the October 2026 ICE Mortgage Monitor Report. The analysis finds that adjustable-rate mortgages (ARMs) are drawing renewed borrower interest as mortgage rates climb. ARMs accounted for nearly 11% of rate locks, their largest share in nearly four years, as ICE’s Conforming 30-year Fixed Rate Index surpassed 7% the week of Sept. 18.

For more than a decade, policymakers, researchers, and industry stakeholders have focused on addressing a persistent shortage of housing in the United States. However, changing demographic and market conditions suggest that the housing landscape may look markedly different in the years ahead. This is according to a new white paper released by the Mortgage Bankers Association (MBA) examining recent and emerging shifts in U.S. housing demand and supply.

The center of gravity for mortgage digital investment has shifted decisively, according to  STRATMOR Group, a mortgage industry advisory firm. Senior Partner Nicole Yung draws on the results from the newly released 2025 STRATMOR Technology Insight Study (TIS) Digital Innovations module to argue that borrower-facing digital basics are now table stakes — and that the real opportunity lies in back-office processing, closing, and post-closing functions that borrowers never see.

ATTOM released its U.S. Residential Property Mortgage Origination Report for the first quarter of 2026, showing overall lending activity slowed as elevated home prices and rising mortgage rates continued to pressure buyers.

ATTOM released its annual property tax analysis, which shows that $396.8 billion in property taxes were levied on more than 89.6 million single-family homes in 2025, up 3.7 percent from 2024.

ATTOM, a curator of land, property data, and real estate analytics, has launched Transparent Owner, a powerful new data product that identifies the true individuals behind residential property ownership in the United States.

The number of consumers whose rent payments are reported to credit reporting agencies rose to 13% in 2025, up from 11% in 2024, according to a new TransUnion (NYSE: TRU) report. This trend may gain momentum after the announcement of a policy from the Federal Housing Finance Agency (FHFA) that will make it easier for rent payments to help consumers qualify for mortgages.

ATTOM released its Q2 2025 U.S. Residential Property Mortgage Origination Report, which shows that 1.76 million mortgages secured by residential property (1 to 4 units) were issued in the second quarter of 2025. That marked a 19.4 percent increase from the prior quarter and a 6.3 percent uptick from the same period last year.