Lock Volume

Intercontinental Exchange, Inc. (NYSE: ICE) released its July 2026 ICE Mortgage Monitor report. The analysis found that Gen Z accounted for 1 in 5 purchase rate locks in Q2 2026 — the largest share on record. Meanwhile, buyers across all generations are tapping non-traditional down payment sources to bridge affordability gaps as home price appreciation re-accelerated in June to its strongest annual pace in over a year.

ATTOM released its Q4 2025 U.S. Residential Property Mortgage Origination Report, which shows that 1.72 million mortgages secured by residential property (1 to 4 units) were issued in the fourth quarter of 2025. That marked a 6 percent decrease from the previous quarter but was level with the number of loans originated at the same time last year.

Optimal Blue released its June 2025 Market Advantage mortgage data report showing total lock volume rose 1.95% month-over-month (MoM), driven by increased refinance activity.

ATTOM released its first-quarter 2025 U.S. Residential Property Mortgage Origination Report, which shows that 1.4 million mortgages were secured by residential property (1 to 4 units) in the United States during the first quarter of the year. That was a 14 percent decrease from the previous quarter, as the number of new loans continues to trend downward.

Optimal Blue released its December 2024 Market Advantage mortgage data report, showcasing year-over-year (YoY) growth in mortgage activity, even as seasonal trends led to a month-over-month (MoM) decline in rate lock volumes. Overall, December mortgage lock volume was up 26% YoY, driven by an 18% increase in purchase locks, a 43% rise in cash-out refinances, and an 82% jump in rate-and-term refinances.

Optimal Blue released its November 2024 Market Advantage mortgage data report, highlighting a 25% decrease in month-over-month (MoM) lock volume as interest rates hit their highest levels since early July, creating headwinds for affordability.

Mortgage Capital Trading, Inc. (MCT) found a decrease of 7.84% in mortgage lock volume compared to the previous month. This decline follows a brief uptick in volume at the beginning of the buying season, suggesting a continuing stalemate between limited housing supply and higher interest rates.

Mortgage Capital Trading, Inc. (MCT®), a provider of mortgage capital markets technology, announced an increase of 6.78% in mortgage lock volume compared to the previous month.

Optimal Blue released its April 2024 Originations Market Monitor report, which reveals the first year-over-year increase in purchase mortgage lock counts since the Federal Reserve initiated rate hikes in March 2022.

Mortgage Capital Trading, Inc. (MCT),a provider of mortgage capital markets technology, reported a 1.87% increase in mortgage lock volume compared to the previous month.