In The News

Integration Enables Secure Transaction Funding, a secure, digital, white-label SaaS platform that allows parties to collect earnest money as well as transfer and disburse funds for real estate transactions, has integrated with First American Title Insurance Company’s PRISM® digital platform for title agents. The PRISM platform, which combines automation and marketing tools, allows First American policy-issuing title agents to offer valuable products and services directly to their customers via any computer or mobile device at any time.

The integration with the PRISM platform enables both title and real estate agents to request and receive earnest money and cash-to-close funds from home buyers once a buyer estimate is prepared. By allowing title and real estate agents to trigger funding requests within the same platform, the PRISM platform helps enhance the efficiency of the settlement process.

“With the continuous adoption of technology in our world, the natural progression of real estate transactions has also evolved to become more digital and secure. This progression includes the elimination of paper checks,” said Perla Aparicio, vice president of strategic partnerships at “In addition to helping to prevent wire fraud, the use of electronic disbursement shaves time and cost from the settlement process, which benefits borrowers, mortgage lenders, real estate agents, and title and settlement professionals.’s multi-purpose application is designed to eliminate the need for paper checks and defend against wire fraud. The system not only collects earnest money deposits and cash for closing, but also offers an expansive vendor marketplace, featuring real estate agents, mortgage brokers, real estate attorneys, and other service providers who may be due funds or payment at closing. A disbursement to all clients and vendors can be initiated within 60 seconds, eliminating the process of printing and mailing paper checks or the need for multiple phone calls to confirm routing and wiring instructions.

“The integration of our innovative PRISM platform with reflects our commitment to provide a more convenient real estate transaction experience for our title agents and the lenders, real estate agents, buyers and sellers they serve,” said Kevin Wall, president of First American Title’s Agent and Lender Group.