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MISMO Issues Implementation Guide For SMART Doc Version 3 Verifiable Profile

MISMO, the real estate finance industry’s standards organization, released the Implementation Guide for the SMART Doc Version 3 Verifiable Profile, which outlines the requirements needed to create MISMO SMART Docs in PDF format. 

A SMART Document is a self-contained electronic document that is securable, manageable, archivable, retrievable, and transferable. It allows for long term archiving and retrieval that locks together data, view, signature, and audit information so that it can be system-validated to guarantee the integrity of the document.

MISMO’s implementation guide helps mortgage industry participants create a truly electronic record that produces a trusted data experience for market participants, ensuring that what the borrower sees and signs on a computer screen is the exact document that will be stored. It also ensures that the data displayed on the screen will be the exact data used for processing the loan.  

“The new implementation guide is part of MISMO’s standards work that is helping to accelerate a fully digital mortgage process, end to end, while playing a significant role in helping the industry scale digital solutions,” said Jan Davis, Acting President of MISMO.

MISMO’s work to solve key business challenges is made possible due to lender support of the MISMO Innovation Investment Fee. For information on MISMO and how to join visit