Compliance

The Conference of State Bank Supervisors (CSBS) and the Mortgage Industry Standards Maintenance Organization (MISMO) opened registration for the Mortgage Compliance Dataset (MCD) Tech Sprint kickoff event. The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for residential mortgage loans.

Asurity Technologies, LLC® (“Asurity®”), a provider of mortgage compliance technology, announced the successful integration of RegCheck®, Asurity’s real-time loan-level compliance solution, with Calyx Path®, the enterprise-grade, cloud-based loan origination system (LOS) from Calyx®, a trusted name in mortgage technology for banks, credit unions, mortgage bankers, and brokers.

Lender Toolkit, a mortgage efficiency cooperative, reaffirmed its strategic advantage for lenders facing growing compliance complexity, as federal regulators consider nationwide lending standards to replace fragmented state-level rules.

Alanna.ai, the creator of a suite of AI-powered tools for title agents, has introduced Alanna Sign, a digital signing capability. The feature is an enhancement to alanna.ai Smart Forms and is designed to streamline the new data collection and reporting requirements installed by the FinCEN Anti-Money Laundering rule, which takes effect December 1, 2025.

The Consumer Financial Protection Bureau (CFPB) has sued Experian, the nationwide consumer reporting agency, for unlawfully failing to properly investigate consumer disputes. The CFPB alleges that Experian does not take sufficient steps to intake, process, investigate, and notify consumers about consumer disputes, resulting in the inclusion of incorrect information on credit reports. Inaccurate or false information on consumer reports can threaten consumers’ access to credit, employment, and housing.

The Consumer Financial Protection Bureau (CFPB) sued Rocket Homes  to stop them from providing incentives to real estate brokers and agents in exchange for steering homebuyers to Rocket Mortgage, LLC for loans. The CFPB also sued Jason Mitchell, his real estate brokerage firm, JMG Holding Partners LLC, which does business as The Jason Mitchell Group, and the individual real estate brokerage companies in the 41 states and the District of Columbia where it does business (The Mitchell Group), for their role in the unlawful scheme.

The Community Home Lenders of America (CHLA) today sent a letter to the Consumer Financial Protection Bureau asking the CFPB to use the Fair Credit Reporting Act (FCRA) to effectively adopt the trigger lead provisions that were just dropped from the National Defense Authorization Act (NDAA) conference report.

Ncontracts, a provider of integrated compliance, risk, and vendor management solutions to the financial services industry, is pleased to announce the release of a new book, The Upside of Compliance: Empowering Financial Institutions to Thrive.

DLS Servicing and WaterfallCalc published a free white paper detailing how one of the nation’s largest mortgage servicers leveraged automated technology to successfully adopt the FHA Payment Supplement Agreement (PSA) and the VA Veterans Assistance and Support Program (VASP). The white paper, “Automating VASP and FHA PSA Compliance,” also examines how early adoption of these programs can help lenders reduce default rates and improve borrower satisfaction rates.

MBA’s President and CEO Bob Broeksmit, CMB, released the following statement after Senate Armed Services Committee Chairman Jack Reed (D-RI) and Ranking Member Roger Wicker (R-MS) included Senate Amendment 2358, the text of the MBA-supported bill to end the abusive use of mortgage trigger leads (“Homebuyers Privacy Protection Act”), as part of their managers’ amendment to the Senate’s Fiscal Year 2025 National Defense Authorization Act (NDAA):