Homebuyer affordability declined in January, with the national median payment applied for by purchase applicants increasing to $2,070 from $2,025 in December. This is according to the Mortgage Bankers Association’s (MBA) Purchase Applications Payment Index (PAPI), which measures how new monthly mortgage payments vary across time – relative to income – using data from MBA’s Weekly Applications Survey (WAS).
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AD Mortgage, a wholesale lender, has released a comprehensive nationwide credit score study, Credit Score vs. Mortgage Cost: How Long It Takes to Improve and How Much It Can Save, State by State, revealing how credit readiness directly impacts homebuying affordability across the United States.
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Dark Matter Technologies launched a new capability on the Dark Matter Developer Platform, enabling lenders to use AI agents securely within the regulated mortgage environment.
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Mortgage applications increased 0.4 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending February 20, 2026.
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The 2025 housing market ended with the weakest annual appreciation since the market bottomed out in 2011 following the Great Recession. Buyers and sellers remain at an impasse, as potential homebuyers are unable or unwilling to meet the current listing prices. Annual growth remained steady at 1.3% in December (Figure 1), according to the S&P Cotality Case‑Shiller Index.
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Vertyx, a provider of intelligent mortgage servicing technology built for enhanced portfolio performance, has partnered with Great Lakes Credit Union (GLCU), through its CUSO holding company GLCU Holdings LLC, to launch Vertyx CUSO LLC, a newly formed credit union service organization (CUSO) dedicated to transforming mortgage servicing with a member-first philosophy and shared, credit union focused technology.
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UMortgage is going all-in on the independent mortgage broker channel with the launch of a new flat-fee model designed to help mortgage brokers scale with a transparent compensation structure, lender optionality, and the support systems needed to scale.
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ServiceLink is reinforcing its commitment to deliver modernized valuation solutions, best-in-class performance and deeper partnerships with clients through the promotion of Erin Reed to senior vice president of valuation. Reed will continue to execute and oversee ServiceLink’s vendor panel strategy, while taking on an expanded role leading valuation customer service.
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Granite Bank, headquartered in Cold Spring, MN and Champlin, MN, has announced a new partnership with RE/MAX Results, one of the region’s leading real estate brokerages with 23 offices across the area.
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ATTOM released its first-quarter 2026 Vacant Property and Zombie Foreclosure Report showing that 1.33 percent of the residential properties in the United States, or nearly 1.4 million homes, were vacant at the beginning of the year. That was essentially the same rate as the 1.32 percent rate posted in the previous quarter and in the first quarter of 2025.
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