MISMO Announces Inaugural FRAME Advisory Partners To Advance Responsible AI Governance

MISMO announced the first organizations to earn the MISMO FRAME Advisory Partner Certification, recognizing consulting and advisory organizations that have demonstrated the knowledge and practical capability to help lenders and servicers operationalize MISMO’s Framework for Responsible AI in the Mortgage Ecosystem (FRAME).

As two of the inaugural organizations to earn the FRAME Advisory Partner Certification, Teraverde and Crittora will help lenders and servicers translate FRAME’s principles into practical AI governance programs.

Launched by MISMO in June 2026, MISMO’s FRAME provides a mortgage-specific approach to AI governance, helping organizations establish practical processes for identifying, assessing, managing, and overseeing AI use. The FRAME Advisory Partner Certification distinguishes qualified, mortgage-focused practitioners from general AI advisors and recognizes organizations equipped to help lenders and servicers translate AI governance principles into effective processes, controls, risk assessments, documentation, oversight, evidence practices, and executive reporting.

“Every lender we talk to wants to use AI, and every one of them is being asked how they’re governing it,” said Jim Deitch, CEO and Founder of Teraverde. “FRAME gives the industry a common, mortgage-specific starting point. Earning the MISMO FRAME Advisory Partner Certification means we can help lenders put it into practice, with an AI inventory, sound risk assessments, and a governance program they can confidently show to Fannie Mae, Freddie Mac, and state regulators.”

“Lenders are being asked to prove how their AI is governed, and a written policy is only the first step,” said Doug Long, Chairman of Crittora. “Governance has to hold up at the moment an AI system acts: who is acting, what it’s allowed to do, and what record it leaves behind. Earning the MISMO FRAME Advisory Partner Certification lets us help lenders connect FRAME’s policies and risk assessments to real controls and evidence their reviewers can trust.”

MISMO named the following FRAME Advisory Partners:

  *   Actualize Consulting
  *   Crittora
  *   Falcon Capital Advisors
  *   Tidgewell Results Experience
  *   Teraverde Financial
  *   Viant Eye

The certification was created specifically for consulting and advisory organizations serving lenders and servicers implementing AI governance. By establishing a trusted implementation credential, MISMO seeks to promote consistent application of FRAME and support responsible AI adoption across the mortgage ecosystem.

The certification builds on MISMO’s broader work to establish a common, mortgage-specific approach to responsible AI governance. As AI becomes increasingly integrated into mortgage processes, FRAMEprovides organizations with a structured approach for understanding AI use cases, evaluating associated risks, establishing governance responsibilities, and implementing appropriate controls and oversight.