OSC Insurance Services and MortgageFlex have joined forces to deliver a smarter, more automated approach to insurance tracking within the MortgageFlex Loan Servicing platform. This integration brings servicers a unified, real‑time insurance management experience that reduces manual workload, strengthens compliance, and improves borrower communication.
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The National Fair Housing Alliance (NFHA), the country’s only national civil rights organization dedicated solely to eliminating all forms of housing and lending discrimination, and the Massachusetts Fair Housing Center, the oldest, nonprofit fair housing organization in Massachusetts, filed a lawsuit against the U.S. Department of Housing and Urban Development (HUD) to halt the agency’s latest attempt to dismantle the primary funding program used to support fair housing in the country. If allowed to stand, the changes will leave everyday people in communities nationwide with little recourse to combat illegal housing discrimination.
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One Diligence has launched its AI-powered Third-Party Review (TPR) Due Diligence platform for Chattel (Manufactured Housing) Loans, designed to streamline underwriting and support the securitization market. Leveraging advanced Artificial Intelligence and Machine Learning (AI/ML), the One Diligence platform automatically identifies, classifies, and validates the full range of documents required for chattel loan underwriting, including:
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Mortgage applications increased 1.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending July 17, 2026.
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For decades, the American Dream was defined by geographic and social mobility. A home was a stepping stone, an asset to be bought, lived in for a few years, and then traded up as a family grew or a career advanced. But over the last four years, a violent macroeconomic shift has quietly dismantled this paradigm. The American home is no longer a temporary stepping stone; it has been transformed into a financial fortress, and the ramifications are reshaping the landscape of our national economy.
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Down Payment Resource (DPR), a technology for connecting homebuyers with homeownership programs, released its Q2 2026 Homeownership Program Index (HPI) report, identifying 2,746 programs nationwide. The total represents an increase of 67 programs from Q1 2026, reflecting continued expansion of resources designed to improve affordability and access to homeownership, and is a new survey high.
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MISMO released an updated version of the SMART Doc® 1.02 Implementation Guide, a comprehensive resource that provides business, operational, and technical guidance for implementing electronic mortgage documents, including eNotes, throughout the mortgage lifecycle.
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Informative Research (IR), a technology provider of data-driven credit and verification solutions for the lending industry, announced the promotion of Ajay Trilokeshwaran to chief technology officer (CTO). In his new role, Trilokeshwaran will lead the company’s product and technology execution, overseeing platform development, application engineering, infrastructure and cloud strategy to support business growth.
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Gershman Mortgage announced its 5-Day HELOC, a standalone home equity line of credit built for homeowners who want to put their equity to work fast, without giving up the mortgage rate they already have.
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The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, released results from its June 2026 Pulse of the Network survey. The biannual survey gathered input from mortgage lenders, including independent mortgage banks, credit unions and depository institutions, on strategic priorities heading into the second half of 2026. It found:
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