AI Trends

RateZip, an independent US consumer rates platform, launched RateZip Deposit/Mortgage Rates in the ChatGPT app directory. RateZip Deposit/Mortgage Rates is a live rate service that lets ChatGPT answer questions about current US savings account, certificate of deposit (CD), mortgage, and home equity line of credit (HELOC) rates, with the source and observation time attached to every figure. To RateZip’s knowledge, it is the first US-focused Model Context Protocol (MCP) service dedicated to consumer deposit-rate comparison.

Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, announced expanded support for non-qualified mortgage (non-QM) and other non-agency lending programs, enabling lenders to evaluate a broader range of complex borrower scenarios against investor-specific guidelines before underwriting.

The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, released results from its June 2026 Pulse of the Network survey. The biannual survey gathered input from mortgage lenders, including independent mortgage banks, credit unions and depository institutions, on strategic priorities heading into the second half of 2026. It found:

Blue Sage Solutions, a provider of cloud-native mortgage technology, expanded capabilities across the Blue Sage AI ecosystem, delivering intelligent automation and embedded AI workflows throughout the mortgage lifecycle. Blue Sage AI, the company’s unified AI framework, brings together intelligent document analysis, workflow automation, underwriting support, predictive analytics, and conversational AI natively within the Blue Sage Digital Lending and Digital Servicing platforms to help lenders reduce operational friction, improve efficiency, and accelerate loan workflows.

With financial organizations running on documents: loan files, annual reports, contracts, KYC documentation and regulatory filings – AI projects are stalling because those documents are scattered across PDFs, scans, emails, and legacy systems. Leading AI vendors are joining forces to tackle the problem with the launch of Doclang.

nCino announced Loan PreCheck, a new AI underwriting tool within the nCino Mortgage Point of Sale solution that automatically evaluates borrower eligibility against Fannie Mae, Freddie Mac, FHA, VA and USDA when a loan application is submitted and a credit report is pulled. 

OnCourse Learning, a provider of mortgage education and training, announced the launch of several new AI-driven learning solutions designed to help mortgage professionals learn more efficiently, prepare for licensing exams with greater confidence, and build future-ready career skills.

AD Mortgage, a wholesale lender, has released its latest industry report, Technology in the Mortgage Industry: 2026 Broker Survey, offering a comprehensive look at how mortgage professionals are adopting AI, digital tools, and new technologies across their workflows. The survey found:

ABBYY, a multinational company specializing in artificial intelligence, and IBM, one of the world’s leading providers of hybrid cloud and AI, announced the strengthening of their strategic partnership aimed at transforming the KYC (Know Your Customer) process within large enterprises.

BlackFin Group, a management consulting firm serving the banking and mortgage industries, has released a comprehensive whitepaper on AI entitled ‘Artificial Intelligence (AI) in Mortgage Banking.’ The white paper authored by a working group comprised of senior executives from across the mortgage industry helps provide a definition for AI in the lending context. The white paper outlines AI’s potential uses in the Mortgage Industry, potential benefits, possible risks, and proposed guardrails, to inform lenders on the prospective application of AI for lending.