Data Usage

Alanna.ai, the creator of a suite of AI-powered tools for title agents, has introduced Alanna Legacy Data Connector (LDC), a solution designed to make historical data from legacy title production systems accessible and actionable for current operations.

MISMO is looking for industry professionals to participate in the launch of a new initiative to develop a standard Commitment File.

ACES Quality Management (ACES), a provider of enterprise quality management and control software for the financial services industry, announced the general availability of its latest innovation, ACES DATABRIDGE, which makes ACES customer data fully portable.

Equifax launched Income Qualify, a new product that delivers income and employment insights from The Work Number to mortgage lenders during the prequalification and pre-approval phase as a value add alongside the Equifax consumer credit file.

MISMO®, the real estate finance industry’s standards organization, is seeking public comment on the  SMART Doc® V3 Power of Attorney Specification (“Specification”). The 30-day public comment period will run through December 4, 2025.

LoanCare, a national mortgage subservicer, announced two new enhancements to its suite of digital retention tools that will give clients additional customer refinance signals and help them gain critical intelligence on loan payoffs.

MISMO ®, the real estate finance industry’s standards organization, is seeking public comment on the new  Version 3.6.2 MISMO Reference Model, which includes new data points, containers, and enumerations to support MISMO work products and broader mortgage industry needs. The 30-day public comment period will remain open through September 27, 2025.

A new, robust analysis of the predictive power of the VantageScore 4.0 credit score in mortgage originations demonstrates substantially superior performance over the incumbent monopoly Classic FICO model.

Informative Research, a technology provider delivering data-driven credit and verification solutions to the lending community, announced the addition of AccountChek to the list of integrated verification providers available within the IR Verification Platform. This latest enhancement empowers lenders to optimize their verification processes using IR’s Verification Waterfall, offering a more cost-effective and efficient alternative to traditional verification of employment/income (VOE/I) methods.

In its April Insights Report, STRATMOR Group delves into the importance of sophisticated data analysis and shows how benchmarking, historical trend analysis, and peer data can significantly impact a lender’s success.